Health insurance the way it ought to be.
Health insurance should put people first, not profits or stock price. It should be easy to use and easy to understand. Your benefits should work together with doctors and employers to help people get healthy and stay healthy.
Continental Benefits agrees that the future of healthcare requires rebuilding that legacy. That’s why we’ve built healthcare programs that help employees focus on being and staying healthy with flexible programs deliver high quality care at surprisingly reasonable costs.
How Health Insurance Should Work
Self-funded organizations typically see cost reductions of 10%-20% when they choose Continental Benefits as their third-party administrator (TPA). This intense focus on your company’s reduction of unnecessary tests and treatments, supported by positive, easy-to-follow health management programs that help ensure valued employees stay well.
The best quality care – and the best value
When you’re hurt or sick, your priority should be to get well. That’s why we do the hard work for you, finding doctors, facilities, and programs that deliver the best results – without wasting your time or your money. We also supplement your healthcare with unique health management programs that make it easy to lower your risk for getting sick in the first place.
We are your advocate
We see our members as our partners, not statistics or profit centers. In fact, our business model means that we succeed when you get well and stay well. That’s why we work with your employer and your healthcare providers to keep things as simple as possible.
A healthcare investment in your future, avoiding stress and expense when you can least afford them.
Our data-driven programs use advanced analytics to make sure that your premiums and payments go to highest quality care, not excess corporate profits or bureaucratic waste. And we prove it, with fast claims processing and simple access to the information you need, presented in clear, understandable language.
How Health Insurance Works
Call Continental Benefits
We will help you find the right healthcare provider based on location, participation and quality of care. In addition, we will estimate your out-of-pocket expenses.
Schedule your appointment
If you need helping scheduling your appointment, let us know! We’d be happy to help.
Remind the office staff to call Continental Benefits directly to verify coverage. You’ll pay your deductible or copay at this time as well.
Get the quality care you need from your healthcare provider.
Continental Benefits will pay the provider bill when it is received.
When To Call
Call Continental Benefits if you receive a bill showing “Insurance Pending” or “final balance.” We will verify accuracy and what you should pay (if anything) or make a call to the provider to have the bill adjusted.
Population Health Programs
Unique population heath programs that no major carrier or TPA can match
We believe that healthcare begins long before you become sick or hurt. By linking data-driven health management programs with your individualized needs, we help you build an ongoing cycle of healthier behavior and better clinical outcomes through the following programs.